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employer-sponsored financial products for America’s workforce

TIFIN @Work exists to transform the way employees achieve life’s financial goals. Our mission is to better align employees and their employers through innovative financial products.

Our Story

Our founders Nate, David, and Gabe are former bankers and technologists who were fed up with the banking options available to most Americans. The banking model today hinges on predatory fees, gotchyas, and poor customer service. Financial services are most expensive for the people who need them most. We believe there's a better way by aligning incentives between employees’ life goals and employer’s business goals.

Challenger helps companies meet their employees’ needs with employer-sponsored financial products.

Join our team➝

Our Team

Nate Gruendemann
CEO & Cofounder
David Kircos
CTO & Cofounder
Gabe Rapoport
COO & Cofounder
Brennie Pellegrini
Head of Growth
RitaBeth Crague
Head of Compliance
Ryan Westlake
Mobile Product Lead
& Senior Software Engineer

Backed By Great Investors

Outbound Capital

Pledge 1%
Equity, Time, Product


We believe that every person has the same potential to improve society through innovative businesses, so we pledge 1% of our seed stage company equity to support diverse founders in entrepreneurship.


We make room for our employees to spend 1% of their time volunteering however they choose.


We make our product available to employees of non-profits for free, helping those who help others.

Want to join our team?

We are flattered! Check out our openings.